福建省開展小微企業成長貸 緩解小微企業融資難題
Date: 2013-11-28
News Type:
近日，福建省經貿委與省財政廳聯合印發了《福建省萬家小微企業成長貸款資金操作規程（試行）》。對符合“小微企業成長貸”准入條件的小微企業提出申請並通過當地經貿主管部門和工商銀行共同審查確定後進入“萬家小微企業池”。企業自願繳納貸款餘額年化1.5%的“成長基金”，工商銀行根據自身內部控制流程審批發放小微企業貸款後，向當地經貿主管部門提交《“小微企業成長貸”業務推薦函》，經當地經貿主管部門核對“小微企業成長貸”相關資訊並審查同意後，出具《“小微企業成長貸”風險補償備案通知書》，將該筆貸款納入“增信資金”補償範圍。此外，“增信資金”必須專款專用。(來源：中華人民共和國工業和資訊化部)
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